Accident Terms and Definitions

PT - Physical Therapy
the evaluation, assessment, and treatment of dysfunction caused by injuries to the soft tissue and muscles/skeleton . Treatment shall consist of therapeutic exercises, education and other modalities, such as the therapeutic use of heat, light, water, electricity, massage & more.

Choice no fault
In some state a hybrid no fault system known as " choice no fault " exists. In these states, you may choose to be insured under a strict no-fault plan, in which case you're unable to sue an at fault driver and also can't be sued if you're at fault.

Velocity
Speed and direction; used to describe a mode of functioning which is efficient and tightly aligned with conscious intention.

Raised Pavement Markers (R.P.M.)
Non-reflectorized ceramic pavement markers, also known as "Bott's Dotts", are most often used to delineate travel lane lines. Reflectorized RPM's come in many different colors and are used to delineate travel lane lines and outside boundaries.

Elderly & Older Drivers
Drivers typically 65 or 70 years old, most states require renewal applicants to appear in person and to pass a vision test.

Soft Tissue Injury
Injuries sustained to the muscle, skin, connective tissue.

Injury Rights
Regardless of who is at fault for an automobile accident, your insurance company is responsible for paying your initial medical expenses.

Aggressive Drivers (road rage)
Can be describes as: aggressive tailgating,Lights flashed at them because the other motorist was annoyed, aggressive or rude gestures,deliberate obstruction -- preventing them from moving their vehicle,verbal abuse,physical assault and other actions.

Adjudication
A judgment or decree Adversary system - Basic U.S. trial system in which each of the opposing parties has opportunity to state his viewpoints before the court. Plaintiff argues for defendant's guilt (criminal) or liability (civil). Defense argues for defendant's innocence (criminal) or against liability civil).

Excessive speed & Speeding
Speeding is defined as travelling faster than the posted speed limit, or travelling too fast for the road conditions even at speeds under the posted limit.